What Happens If I Crash a Rental Car In Las Vegas?

Renting a car can provide freedom and convenience when traveling to exciting destinations like Las Vegas. However, accidents and crashes can happen, even if you are a safe and responsible driver. One study attributes this to a low level of understanding and adherence to local traffic laws. If you get into an accident with your rental car in Las Vegas, here is what you need to know.

Inform the Las Vegas Rental Company Immediately

There were 386 fatal crashes reported in Nevada during 2023. Data reports 55 car accidents every day in Las Vegas, with 106 pedestrian deaths. The first thing you should do after a crash is contact the rental company right away. Let them know when and where the accident happened, if anyone was injured, if police were called to the scene, and the extent of the damage to the rental vehicle. Most rental agreements require you to notify them as soon as possible after an accident.

Get a Police Report

According to Alex De Castroverde, an experienced Las Vegas car accident attorney, even minor fender benders should be reported to the Nevada police so there is an official record of the crash. Ask the police to file an accident report that documents the details like date, time, location, vehicles involved, witnesses, injuries, and fault. If the police determine you were not at fault, this police report can help protect you from liability claims later. Make sure to get a copy of the police report for both the rental company and your records.

Exchange Information

You will need to exchange insurance and contact information with the other driver(s) involved in the accident. This includes names, addresses, phone numbers, driver’s license numbers, license plate numbers, make/model of vehicles, and insurance details. Get witness contact information as well if available. The rental company and your car accident lawyer will need this information to file a claim.

Document the Damage

Take photos of the rental vehicle damage and accident scene from all angles, so you can back up your statement of what happened. Make sure time stamps are on the photos to record when they were taken.

Review the Rental Agreement

Carefully review the terms and conditions of your rental agreement. This will outline the procedures for accidents, liability coverage, damages, deductibles, claims processing, and any violations that may result in additional fees. Know your responsibilities before moving forward.

Liability Depends on the Situation

Whether you as the renter will be financially liable for damages depends on several factors – who was at fault, if you violated the rental agreement, what insurance options you purchased, state laws, etc. The rental company will investigate the accident to make this determination during the claims process. Keep your rental agreement and all documentation handy.

You May Owe Deductible

Most rental companies offer collision/damage waiver coverage for an added daily fee. This covers damage to the rental car if you are in an accident, but you will likely have to pay a deductible, often $500-$1500. If you declined this optional coverage, you could owe the rental company the full value of the vehicle if the accident was your fault.

The Rental May Be Suspended

If the rental car is not drivable after the crash, the rental company may suspend your rental agreement. This means you will need to find alternate transportation at your own expense from that point, and you may not get a refund for unused rental days.

Ask the rental company about your options for continuing the rental or transportation assistance.